Welcome to massage therapy Guide
Arizona School Of Massage Therapy Article
. For a permanent link to this article, or to bookmark it for further reading, click here.
You may also listen to this article by using the following controls.
The Essentials Of Massage Therapy Insurance
from:There are several kinds of massage therapy insurance available for massage therapists. Buying insurance for massage therapy is a must for anyone in the business.
Massage Insurance Regulations
Legally, not all massage therapists are required to carry massage therapy insurance; liability insurance requirements vary by state. There is, unfortunately, no one set standard for insurance for massage therapists. This means that there is also no one set rate, and that costs for insurances for massage therapists can vary greatly by state and/or region. However, even in states where massage therapy insurance is not required, it is always in the best interest of the therapist to carry the protection of insurance so that they do not find themselves in a financial bind should something arise.
Types Of Massage Therapy Insurance
Massage therapy insurance is not limited to liability insurance, although liability is probably the greatest concern for massage therapists. There are a number of optional insurances that are available to therapists for their own personal safety. Other than massage therapy liability insurance, therapists should also consider purchasing
• Health insurance, if self-employed or not employer-provided
• Property insurance for home and/or business (particularly if maintaining an in-home office where clients will be visiting
• Renters/lease insurance if renting office space (to cover loss of equipment and products)
• Business insurance
• Dental insurance
• Automobile insurance (again, particularly important if the vehicle is used for mobile services)
• Disability insurance that will cover expenses should the therapist become unable to work
Buying Massage Therapy Insurance
There are different ways a therapist can purchase insurance for personal and professional purposes related to a massage therapy business.
Local insurance agents may be able to access the different types of insurances needed for personal and professional protection. Many times, though, offerings will be limited and/or very general in nature, and in many cases massage practice insurances will be higher from local agents because they do not have a large number of clients and therapists will be forced to buy massage insurance on an individual basis.
Most massage therapists find it is best to buy massage therapy insurance through a professional organization. Professional organizations and massage therapy associations have the advantage of expertise; this means they know precisely what insurance a therapist can and should carry, including what limits and protections are necessary. Professional organizations also have the advantage of size; larger groups formed by members have larger buying power. This means that policies purchased through professional massage associations are usually the cheapest to be had.
Obtaining the right kinds of massage therapy insurance is essential to both personal and professional security. Insurance ensures that no accident (whether therapy-related or otherwise) causes a business to be lost.
Arizona School Of Massage Therapy News
Massage Envy Announces 40 Millionth Massage
SCOTTSDALE, Ariz., Jan. 24, 2012 /PRNewswire/ -- Massage Envy, the pioneer and national leader of professional, convenient and affordable massage and spa services, announced today that the company has ...
Read more...New Continuing Education Courses Offered at Anthem Institute-Parsippany
Courses complement professional development for network engineer and healthcare students and professionals.Parsippany, N.J. (PRWEB) February 07, 2012 Anthem Institute in Parsippany, N.J. recently introduced two new continuing education courses to complement professional development for network engineering and healthcare students and professionals. Cisco Networking Academy has partnered with ...
Read more...UPDATE: Utah State Football 2012 Signees
Andrew Chen OT 6-3 245 FR HS West Hills, Calif. (Chaminade College Prep)
Read more...Tempe vet uses laser therapy to ease pain
Tempe pet owners say laser therapy helps their dogs and cats deal with aging
Read more...Anthem College Campuses in St. Louis Area Hosting Open Houses January 18
Colleges feature allied health programs in massage therapy, dental assistant, medical assistant, and moreFenton & Maryland Heights, MO (PRWEB) January 12, 2012 Two Anthem College campuses in Maryland Heights and Fenton will host Open Houses next Wednesday, January 18, from 9 am to 8 pm. “Anthem College will kick-off 2012 with a strong, positive message about the value of education,” says ...
Read more...Tech, Healthcare Programs will be Featured at Anthem Institute Open Houses
January 18 Open Houses will be held at three campuses in New Jersey from 9 am to 8 pm.Parsippany, Jersey City, and North Brunswick, NJ (PRWEB) January 12, 2012 Anthem Institute campuses in New Jersey will feature their technology and healthcare programs at Open Houses that will be held next Wednesday, January 18, from 9 am to 8 pm. “The new year is a time when many people think about returning ...
Read more...Marinello Schools of Beauty adds 10 East Coast campuses
WHITTIER - Marinello Schools of Beauty, the West Coast's largest chain of beauty schools, has expanded its operation with the addition of 10 new campus locations on the East Coast.
Read more...